Medical emergencies, trip cancellations, baggage & more—get covered in minutes with a licensed specialist.
Agents tailor benefits like emergency medical, evacuation, sports riders, and pre-existing condition waivers.
Get same-call quotes and purchase in minutes. Email certificate delivered instantly.
24/7 assistance and step-by-step help with documentation for smooth claim approvals.
Coverage for accidental injury or sudden illness while traveling. Typical limits $100k–$500k (plan dependent).
Transport to adequate medical facility and arrangements to return home if medically necessary.
Reimburses pre‑paid, non‑refundable costs if you cancel for a covered reason (illness, severe weather, jury duty).
Benefits if you must cut your trip short or face delays due to covered events (lodging, meals, transport).
Compensation for lost/stolen items and essentials if your bags are delayed beyond the waiting period.
Hotline for medical referrals, translation, cashless network guidance, and claims support anytime.
Available on select plans if purchased within the required window after initial trip payment.
Optional upgrade on eligible plans for broader cancellation flexibility (typically 50–75% reimbursement).
Optional rider for activities like skiing, diving, trekking above certain elevations, and more.
Lump‑sum benefit for covered accidental death or specific losses while on your trip.
Optional coverage for damage to a rented vehicle due to collision, theft, or vandalism (exclusions apply).
Some plans include free coverage for dependent children or group discounts—ask an agent for options.
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Ideally within 1–2 weeks of your first trip payment to maximize benefits like pre-existing condition waivers. You can call any time before departure.
Most plans treat COVID-19 like any other illness, subject to policy terms. Our agents will confirm specifics for your itinerary.
Yes, CFAR is available on select plans if purchased within a set window (often 10–21 days) from initial trip payment.
Coverage is underwritten by third-party insurers. Benefits, limits, exclusions, and availability vary by state and carrier. Read your Certificate of Insurance for full details.
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