Terms & Conditions

1. Agreement

These Terms & Conditions govern your purchase and use of travel insurance products provided by Trip Securely (“we”, “us”). By purchasing a policy you agree to these terms.

2. Definitions

Policy

The insurance contract issued to the policyholder under which cover is provided.

Insured person

Individual(s) covered by the policy.

3. Eligibility & application

Eligibility rules (age limits, residency, pre-existing conditions) are specified in the product documentation. You must provide accurate information — failure to do so may lead to policy cancellation or denial of claims.

4. Coverage & exclusions

Policy documents outline covered events (medical emergencies, trip cancellation, baggage loss) and standard exclusions (risky activities, pre-existing conditions not declared, loss due to unlawful acts). Always read the policy wording for full details.

5. Premiums & payment

Premiums must be paid at the time of purchase. We use third-party payment processors; we do not store full payment card details on our servers.

6. Claims

1. Report claims promptly using the contact details on your policy.
2. Provide necessary documents (receipts, medical reports, police reports).
3. Claims are subject to assessment by the insurer and terms of the policy.

7. Cancellation & refunds

Cancellation rights and cooling-off periods depend on the product and jurisdiction. Refunds, if applicable, will be processed per the policy terms and any fees will be disclosed in the product documents.

8. Limitation of liability

To the maximum extent permitted by law, we (and our partners) are not liable for indirect, special or consequential losses arising from the insurance purchase or use of this website. Our total liability for direct loss is limited to the premium paid.

9. Intellectual property

Site content, logos and trademarks are owned by Trip Securely or licensed to us. You may not reproduce our content without permission.

10. Third-party links

We may link to third-party sites (airlines, medical providers). Links are for convenience; we do not endorse or warrant third-party content.

11. Changes

We may update these terms. Material changes to coverages will be notified to policyholders when required by law.

12. Governing law & disputes

These terms are governed by the laws of the jurisdiction stated in your policy schedule. Disputes may be referred to mediation or the courts as specified in the policy.

13. Contact

Questions about these Terms & Conditions?

Email: support@tripsecurely.com
Phone: +1 (888) 555-0147

These Terms & Conditions should be read together with your policy wording and any product-specific documents.